Quote:
Originally Posted by hosayboh
I used to draw at citibank atm at nguyen hue, the rates about 4% better than most gold shops. 
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That is correct! draw from Citibank ATM using a Citibank card makes good sense. the only problem is there are only 2 Citibank ATM in Hanoi and most of the time the machine run out of cash.
For HCMC, just across the street from the Citibank ATM along Nguyen Hue, there is the best money changing outlet in town, rates still better than Citibank ATM i think.
If you draw from any other ATM, there is a VND20k charge, so make sure you draw the maximum to minimise your % of service charge.
Remember, the idea is dun give away blowjob too easily....