i used to spend abt $500 a mth...then i realised quite jialat like tat.
haih.
so i opened another insurance acc, just dump $500 a mth into it...
nowadays only go for FL occasionally on special treats

$500 a mth = $6000 a year..
wah can do a lot leh
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If you have the best golf club, the best golf balls, but u can only play 1 hole forever, not sian meh?
Bros who upped me, pls PM me so I can return favour! priority for bros w 5pts and above only.