totally different scenario la... we borrow to buy assets but they borrow to spend, at the end of day, we will own a fully paid assets, HDB or car but what do they have?
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Originally Posted by Golden question
look at sg,most people is actually in debt by owning hdb flat,cars,renovation or other loan and etc.how many average ppl can pay full cash for their cars or hdb?i dont think a lot. 
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