[jackbl]

How our family cut down costs
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We did not wait until the gas price went up by 10 percent to “tighten our belt”. Our family has been saving for years in many ways.

Previously we would travel three or four times a year, but now we only do so twice annually. We have stopped going to restaurants on trips and instead bring some food from home. Bringing our own home-made dishes helps save money and guarantees food safety. Besides, we do not have to worry about rip offs, bad service or long hours of waiting during the peak travel season.

For shopping, I limit myself from buying clothes, shoes, and bags excessively. Recently I cleaned up my closet and found several items that I had forgotten about. I have tried to use them as much as possible since they are all still in good condition.

I used to have a habit of collecting restaurant and shop addresses advertised in newspapers or on TV and checking them out during the weekend. But now, eating out is only for special occasions like birthdays or anniversaries. Cutting off this activity can save a considerate amount in our family budget.

When we go to the supermarket, I make a shopping list and only buy what I need, instead of just taking any random product. I also try not to go to sections of brand products to avoid temptations. There are hardly any leftovers in our fridge now since we cook and eat for the day. In addition, packaged food does not expire anymore.

Previously, my husband and I went to work on our own bikes, but now we go together as our companies are in the same area. A scooter that consumes more gas is now left at home and is only used for road trips. Sometimes, I joke that going to work together is an effective way to heat up our relationship.

Although we cut down expenditures on shopping, we still eat our favorite dishes and let our kids study whatever they like, as long as the course is of good quality.

Each person, each family has different spending habits and ways to control their family budget. I do not think my way can be applied to everyone, but I hope to help family members avoid throwing money out of the window.

The economy can run into trouble - bad weather, unemployment, diseases, disaster - any time, so saving in advance is the best policy.