Quote:
Originally Posted by Golden question
sis,with or without a loan,that amount is still 100k what.Even in sillypore,if u take a loan from hdb or bank,that house still 100k.If u rich enough and dont dont take,that flat is also cost 100k.So any different  
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hahha bro. Actually it makes a difference, big difference. If there are no loans available, it will take many years to save that amount to buy a house. If loans are available, you may just need to fork out a certain percentage as deposit and pay the rest in installments. If singaporeans do not have access to loans, the percentage of house and car owners will drop drastically.